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Privacy Policy

Elphinstone Pakistan knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This policy sets out how the company collects, holds and uses personal information collected from individuals in the conduct of our business. By visiting Elphinstone Pakistan, you are accepting the practices described in this Privacy Notice

Details about any visitor to Elphinstone Pakistan (“the website”) are not recognized. The users remain anonymous.  The website does not share your registered IDs and Passwords with anyone.

  • No one at Elphinstone Pakistan will know your personal passwords.
  • Your personal details, e.g. details about investments, property etc. are not shared with anyone outside of Elphinstone Pakistan.
  • All personal information collected from individuals as a result of our business operations will be protected as an essential part of the relationship we wish to establish with our clients.
  • In the normal course of business activities, the company will collect personal information, including sensitive information. Personal information may include an individual’s name, address, date of birth, contact details and occupation. The company will obtain the consent of the person to collect and use that information.
  • The data that is saved in the database about a user is what is voluntarily entered or shared by the user and this information is not shared with anyone outside of Elphinstone Pakistan.
  • The data that is used by the user for transactional purposes is not shared with anyone outside of Elphinstone Pakistan.
  • Any information provided to this portal will be protected from loss, misuse, unauthorized access or disclosure.
  • You may see few promotional emails from Elphinstone Pakistan. At any point, you may unsubscribe such emails if you do not wish to receive them.
  • The company will endeavour to take reasonable steps to ensure the security of personal information that it holds, regardless of the form in which that information is held. This will include taking reasonable steps to prevent the misuse or loss of this information, or unauthorised disclosure, access to, or modification of this information. Where the information is held in electronic form, access will be controlled by user logins and passwords, and restriction of access only to persons who need to have that access in the course of the company’s business activities. All staff of the company are subject to confidentiality obligations as part of their conditions of employment.
  • Access to the website does not set any cookies.
  •  If you are unwilling to accept the terms and conditions of the Privacy Policy, we ask that you not to use this Site.

© 2023 Elphinstone Pakistan Ltd

Disclosures and Disclaimers

Elphinstone, Inc. (“Elphinstone”) offers SmartRupee, a software-based advice engine that delivers financial planning tools to help users achieve better outcomes. All information provided by Elphinstone’s financial planning tool is for illustrative purposes only and you should not rely on such information as the primary basis of your investment, financial, or tax planning decisions. Securities advisory services are provided by Elphinstone Pakistan Ltd (“Elphinstone Pakistan”), a Securities Advisor licensed by the Securities and Exchanges Commission of Pakistan. Elphinstone Pakistan is a subsidiary of Elphinstone, Inc., a Registered Investment Advisor with the United States Securities and Exchanges Commission. Please see our Full Disclosure for important details. SmartRupee is a service currently offered only to citizens of Pakistan – whether they reside within Pakistan or abroad – or residents of Pakistan who are non-citizens. By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Elphinstone and Elphinstone Pakistan rely on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. Elphinstone and Elphinstone Pakistan do not provide tax advice and investors are encouraged to consult with their personal tax advisors. Investments in securities: No Deposit Insurance • No Bank Guarantee • May Lose Value. All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future results. Historical returns expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Elphinstone is not registered. Use of the name and logo of (bank/sponsor) as given above does not mean that is responsible for the liabilities/obligations of (asset management company) or any investment scheme managed by it.