Elphinstone Pakistan wants to change the way you think about retirement

The current retirement benefits in Pakistan – Gratuity or Provident Fund – are outdated and inefficient. The Voluntary Pension Scheme (VPS) is cheaper for employers, and employees will end up richer when they retire. 

From small startups to large corporations.

A VPS corporate retirement plan can be set up for any company in Pakistan that employs more than 10 people. Our interest clients have spanned the entire range of Corporate Pakistan.

What we offer

Lower administration hassle

Elphinstone helps deals with all employee questions,
requests and transactions regarding their retirement

Shariah Compliant 

For every asset class, all employees will be offered
Shariah-compliant investment products from the best
asset managers in Pakistan.

Lower HR burden

Elphinstone handles transition and onboarding costs
and also provides tutorials for employees.

Low fees

Using our services and switching to VPS is very cost-effective.

We help reduce your costs

Gratuity and Provident Fund cost around 8.3% and 6% of payroll – a VPS costs around 5% of payroll. Using Elphinstone services and switching to VPS will save your company money.

Start with us right away

or check out our pricing plans.